Once you decide that you or a family member needs long-term care insurance, take time searching for a provider of individual health insurance plans in the state of delaware.  Do you want to burden friends or family members with your care? Even if you have close family and friends and might prefer their care to the care strangers would provide, purchasing a long term care insurance policy would give you an opportunity to give your family member or friend a break now and then.  Long term care insurance is a very costly investment, but in the long run may save you and your family money and assets.