Recently I realized that my husband and I have had the same Insurance carrier for several years. We have our home, cars, and life insurance under the same company. I decided it was time to get some insurance quotes to see if we were paying to much. The kids were older now and it did not make as much sense to carry the large amount of life insurance that we were paying for. We also had not looked at our auto rates for years. If there were better rates available out there I was certain that I was going to go out and get them!